Knowledge and Resources

2021 Budget Report

We are pleased to share this overview of the 2021 Budget announced by Rishi Sunak on 3rd March.

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Why should children learn about money?

How can you teach children about money and why is it so important? In this video Rob Gardner, Director of Investments at St. James’s Place, explains why educating children on where money comes from and how to look after it is so key to their future financial security.

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Why is compound interest so powerful?

Why is compound interest so powerful? Rob Gardner, Director of Investments at St. James’s Place, explains how it works and why it’s one of the keys to growing your wealth.

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Taking Control of Your Financial Future as a Female

Only 35% of women feel confident in achieving their long-term financial goals, particularly when it comes to choosing the right financial product.[1] Whether it’s retirement, protection or general financial planning, there are gender disparities that factor into the long-term. Planning your future financially is no small task, and trying to adapt your financial safety net […]

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Responsible investment after coronavirus

How the investment community can help advance the environmental gains that have come out of COVID-19

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Ways to help safeguard your financial future

How coronavirus has underlined the importance of always being prepared.

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The government’s furlough scheme, explained

How employers can benefit from the new measures to support businesses.

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Mortgages and coronavirus, explained

The most frequently asked questions around how COVID-19 is impacting mortgagors.

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Inheritance Tax Calculator

Have you ever tried to estimate how much Inheritance Tax (IHT) may be due on your estate? You may wish to use this ‘ready-reckoner’ to calculate how much IHT might be due – the result may surprise you.

This is provided as a quick guide only – it does not include other reliefs and exemptions that may be applicable. It is also important to note that any gifts made in the past seven years, or entitlements you may have in existing trusts** are not included in this calculation. These may further increase your liability to IHT.

For married couples/civil partnerships, any liability to IHT may not arise until the second death, depending upon the provisions of Wills.

To quickly generate an outline assessment of IHT liability, simply insert your best estimate of the value of your assets into each of the boxes below.

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Risk Calculator

Using only the details you enter here, the results will give you a rough idea of the chances of one of the following events happening before your chosen retirement age; death, suffering a critical illness or being unable to work.

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Sovereign Wealth Limited is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website www.sjp.co.uk/products. Sovereign Wealth Limited is a Limited company registered in England and Wales, Number 07115386. The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.